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How do I get a home improvement loan?

asked 2015-12-02 19:44:26 -0800

Mary steward gravatar image

updated 2015-12-07 17:28:09 -0800

Tim gravatar image

I need one to fix my house for the winter... How do I get a home improvement loan?

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answered 2015-12-08 08:30:30 -0800

Mark gravatar image

updated 2015-12-10 17:49:57 -0800

Webmaster gravatar image

Hi Mary --- the answer to that question depends on so many things! The experts say that your best option financially speaking is to use cash. But that can be impossible for so many of us! Fortunately there are some other options:

- there are a very few actual government grants that you might qualify for if you are over 62 and live in a fairly rural area;
- a home equity loan is a good option if you have decent credit and are in good standing with your mortgage holder;
- there are some non-profit agencies that might provide assistance.

You can find a good review of options in this article about home improvement help.

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